When you request a quote there is no credit footprint or cost to you.

Days – Average Completion Time
  1. Complete our Application Form with Consent to a Credit Agency Search.
  2. We will contact you normally within 24 hours and will supply a letter stating Our Mortgage Services and Costs.
  3. We may need to discuss your loan application with you before accepting it. We will confirm that you can afford the repayments on a sustainable basis.
  4. Once accepted in principle, we will provide you with one or more quotations without obligation. We will fully explain the proposed agreement and answer any questions you may have – you can then assess whether the agreement is suitable for your needs and financial situation.
  5. We will write to you requesting documentation, such as copies of your Driving License or Passport, Payslips and Bank Statement.
  6. On receipt of satisfactory documentation we will post you a Secured Loan Illustration. You can contact us with any questions.
  7. If you want to proceed we will send you a Secured Loan Offer, which is binding on us for 21 days. This is your reflection period. Before signing, you can ask for further information or explanation about the agreement if there is anything you don’t understand.
  8. On receipt of your signed Secured Loan Offer we will issue your loan by transferring funds into your bank account using the banking industry’s Faster Payments Service. We may need to speak to all signatories to confirm that you are happy to proceed.

Please allow up to 10 working days for us to approve loan applications

If you have any questions regarding the loan application process, please contact us.